Public Liability Insurance
Public Liability insurance protects your business from compensation or legal settlements. In the event that injury or damage has occurred to a third party during work your business can be legally liable to cover the costs.
One example where a business may be liable is, if a business has a wet floor and a customer hurts themselves after slipping on the floor the business could then be liable to cover any medical fees incurred by the customer.
Without Public Liability Insurance, legal bills and compensation for these claims could disrupt your cash flow and be detrimental to your business.
So, whether you run an e-commerce website from your house, work on-site at your clients’ homes, or have a team and an office, Public Liability Insurance can protect you from these unexpected costs.
What Does Public Liability insurance typically cover?
Public liability insurance typically covers:
- loss or damage to third party property.
- injury to or death of a third party.
- legal costs you are ordered to pay as a result of a covered claim.
- legal costs incurred in defending a covered claim
- others acting on your behalf (typically covers workers who may be acting on behalf of your business against claims made by third parties).
For a no-obligation insurance quotation, contact us to help you protect your business.