Construction Insurance
Construction projects are unique and come with their own set of challenges. If an accident or unexpected disruption on site was to occur and you do not have the right protection in place, it can significantly impact important project timelines and leave your business exposed to both financial and legal risk.
We are committed to delivering outcomes that genuinely protect our clients.
We understand the construction industry and have access to a wide network of underwriters who provide invaluable service options for clients, including builder insurance cover designed specifically for your individual needs.
Product Expertise
Our experienced team are licensed to deal in all classes of General Insurance and have the expertise to provide you with sound risk advice across a range of exposures.
Property & Liability
- Business Insurance Packages
- Commercial Property Insurance
- Contractors Plant Insurance
- Contract Works/ Material Damage
- Industrial Special Risks
- Product Liability Insurance
- Public Liability Insurance
- Strata Title Insurance
Motor Vehicle
- Motor Fleet Insurance
- Heavy Motor Insurance
- Commercial Motor Insurance
- Commercial Motor Fleet
Professional Risks
- Crime Insurance
- Cyber & Privacy Insurance
- Directors & Officers Insurance
- Employment Practices Liability
- IT Liability
- Management Liability Insurance
- Professional Indemnity Insurance
- Statutory Liability
Accident & Health
- Corporate Travel
- Group Personal Accident
- Group Income Protection
- Journey Insurance
- Workers Compensation
We can tailor-make an insurance package to suit your requirements; from basic insurance protection with no frills, through to comprehensive all risks packages. We are able to provide you with an insurance service that meets your specific budget. We offer a flexible and unique approach to construction insurance as we can create an insurance solution that best meets your business and budget needs.
Whilst working with your business, your insurance broker will:
- Conduct a full risk assessment and analysis prior to commencement of any new projects
- Liaise directly with the engineering and/or project management team on board
- Help you to understand your insurance arrangements, ensuring they remain flexible and cater for change of scope or delay in start-up
- Clearly communicate your exposures and provide you with accurate assessments of the potential underinsured aspects of any project
- Proactively review any contract conditions to ensure we are providing you with the coverage you require at the best possible price
In the event of a claim we understand business cash flow and minimising impact on project timelines are critical. That’s why we work with the insurers on your behalf to expedite your claim. We work hard to ensure you receive your full entitlement without delay.
We have also developed an extensive network of partners that can offer additional layers of support if required.
LML Insurance is committed to building long-term relationships with our clients through proactive risk management and delivering outcomes that genuinely protect their businesses. If you would like us to design a cost-effective insurance package and deliver business value for your project or business, please call our team who can provide you with a no-obligation, free quotation on builders insurance.